Singapore’s ageing population is a reason for national alarm for a while. However the question of what we need to do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home within the proper care of a maid? Place them in an old folks home or nursing home (and face the judgment of our peers)? What else can we do in order to better look after the elderly and meet their changing needs?
Exactly how bad will be the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will be past retirement age. That’ll make it nearly millions of people, which is almost the double the amount current elderly population. Concurrently, life span is expected to boost. Never to be crude about this, but this means the large population of seniors will likely be around for a longer time than in the past. So it’s important over a national level to think about how to look after them.
This season, the federal government announced nursing home in JB, a compulsory national long-term care insurance, that can replace ElderShield in 2020. It’s meant to provide for those who have severe disabilities and will pay for their basic needs for the remainder of their life. But that’s the financial part. But what about the care itself? Your elderly care options will depend on how much medical support is needed.
Daycare for your elderly – for healthy seniors. For elderly folks who are mobile and healthy, but simply bored of watching the same kind of dramas on Channel 8, there are daycare centres to allow them to interact with their peers and take part in activities that keep them occupied and alert. Cost: There’s a big range since it depends on the kind of activity. Many organised by SACs by AIC are free, while enrolling in a privately run activity centre could cost from $250 to $1,200/month.
Healthcare centres – for seniors who need some health care. Many seniors have some type of health problem or other. If they do not need constant attention but merely some form of rehabilitation, these are generally places where sick or disabled seniors can spend your day or several hours for health care. The government has subsidies for centre-based healthcare for the elderly. Included in this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You might be charged per session of therapy or rehabilitation. Fees range from $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who require company. In case your elderly cherished one is rather healthy and values his personal space, a domestic helper is an excellent option. Some helpers are generally medically trained or have experience taking care of seniors.
It is possible to tap on several government assistance schemes to fund the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs with a manageable amount.
There’s additionally a Caregivers Training Grant of $200 a year, which can be used to send your helper for courses to exercise her to improve good care of older people. The trainer may even come to your property to conduct classes. For more independent seniors who don’t require round-the-clock care or supervision, consider getting a part time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who want constant medical treatment. Should your elderly relative demands a greater degree of care, you might want to consider a nurse, aide or trained caregiver instead of (or as well as) a regular helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping all of them with personal care, meals and medication. That’s unlike domestic helpers, whose core duties tend to be more on household tasks.
Additionally, there are a few government schemes to assist purchase this, including subsidies for home-based care. For disabled seniors, there’s Eldershield and also the Pioneer Disability Assistance Scheme. You can also get subsidies to get assistive devices, home healthcare items or perhaps for transport to take seniors to day services at MOH-funded facilities through the Senior Mobility and Enabling Fund. Cost: $600 to $1,000/month before subsidies
Nursing homes a.k.a. old folks’ homes – for constant health care. Finally, nursing homes or old folks’ home are usually a last recourse for Singaporeans. Sending your in accordance with a property is not a simple or pleasant decision because most don’t want to live out their last days this way. It’s also higher priced when compared to a live-in helper. Often, people who go for this have no choice since the elderly that are ill or disabled and require 24/7 care that this family cannot provide.
There are several 70 nursing facilities in Singapore. Some are actually nothing but a bed and medical treatment, and also have given old folks homes the not so good rep it offers. But you can find homes that have a far more holistic care strategy, with activities iupstd stimulate the body and mind, such as NTUC Health An Elderly Care Facility, ECON An Elderly Care Facility and Orange Valley. Typically they cost $1,200 to $3,500/month.
On the high end from the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and acquire to expensive nursing homes in singapore , activities and games, while having easy accessibility to health care using the 24-hour medical concierge. It costs a cool $3,650/month. At MOH-run public nursing facilities and Medifund accredited private homes, you can cancel out the costs with government subsidies for residential services.